How To Stay Motivated While Budgeting

As you know my husband and I are both on a journey to become debt free. Along this journey me and hubby have both hit a few road blocks. I for one struggle with not being able to do things that I want to do when I want. It makes me sad and question life. What’s the point of working hard and I can’t even enjoy it with the money I make. Then I get into to this YOLO mentality. Fuck it, I don’t want to regret not living life, so I’m going to do it and just deal with the consequences later.

I really love the simple things in life but I’m constantly battling the old me. I can hear her saying “you can just continue to pay the minimum, at least you’re paying on your debt”. I give myself all these excuses to just do what I want instead of being patient and trusting the process. When I feel like giving in and just booking a flight my husband’s favorite line is “those places will still be there when your debt is payed off” and he’s so right. So with that being said below I will share a few tips that help us, I mean mostly me.


This is the only way you can enjoy your journey. Stop beating yourself up, it won’t make your situation any better. From experience this has changed my life in so many ways and I’m sure it will change yours.

It doesn’t matter if you’re in debt for someone else or yourself. You might have applied for a loan for a family member, friend or loved one. Or did something so generous as putting the car, apartment, phone bill, and credit car in your name. It’s okay, you did what you thought was best. Now it’s time to do what’s best for you.

I know you didn’t have a choice, someone was suppose to pay you back and didn’t. Oh you did it for love, I’m so sorry.

What matters is you accepting your situation and loving your journey.

You put yourself in this situation and no one else. So only you, can get yourself out. Okay maybe your sugar daddy or mama can help too.


Reading | Exercise classes |Sewing | Games

3. Moderation. The things you used to do don’t need to stop just don’t do them as much.

4. Make it FUN!


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