Would you believe I walked into 2019 with over 12 credit cards? Now I’ll be walking into 2020 with two credit cards and two loans. Won’t he do it!!! I didn’t think I was going to be able to pay off so much but discipline and support has kept me strong.

God has blessed me so I had to bless someone else. I was tested so much this year with my money. Learning to manage it is such an amazing feeling.

I told myself I would pay off 2 credit cards before the year ended and I payed off 4!!! I budget every single last dollar I make.